CHAPTER 13

• Chapter 13 is sometimes commonly referred to as "debtor's court." In the typical Chapter 13 case, the debtor proposes to pay all or some of the debts he owes. The payment plans can vary widely, but generally, this form of bankruptcy is designed for the individual debtor who simply cannot meet his present monthly payments and needs to arrange a new payment plan. Many debtors have successfully paid the debts they owed through a Chapter 13 bankruptcy plan. Chapter 13, and all forms of bankruptcy can involve very complicated and intricate factual and legal questions, as well as important deadlines. If you can find affordable legal representation in such a case, by all means avail yourself of it. It could mean the difference between collecting all the debt or none. At alabamalawyers.com, we have the experience to properly represent creditors in the Chapter 13 context.           

• We represent creditors in the bankruptcy context, exclusively. If you have a debt to collect in Alabama and would like more information concerning our services, email us now. If you are a debtor and think you may need to file bankruptcy, you may wish   to consider other alternatives first, but many credit counselors are fraudulent.
• To find a legitimate counselor, contact the National Foundation for Credit Counseling at NFCC.org or call 1-800-388-2227.